# Cleo Pay

## Docs

- [Authentication](https://docs.cleo-pay.com/api-reference/authentication.md): Authenticate requests to the Cleo Pay API using Bearer tokens.
- [Bank Accounts](https://docs.cleo-pay.com/api-reference/businesses/bank-accounts.md): Connect, manage, and remove bank accounts used for sending and receiving payments on Cleo Pay.
- [Create Business](https://docs.cleo-pay.com/api-reference/businesses/create.md): Register a new business on Cleo Pay — either a full business that can send and receive payments, or a basic receive-only business.
- [Manage Business](https://docs.cleo-pay.com/api-reference/businesses/manage.md): List businesses, retrieve details, update aliases, manage logos, and work with balances.
- [Business Verification](https://docs.cleo-pay.com/api-reference/businesses/verification.md): Complete the KYB (Know Your Business) verification process to unlock sending payments on Cleo Pay.
- [Connection Invitations](https://docs.cleo-pay.com/api-reference/connections/invitations.md): Invite vendors and customers to connect with your business on Cleo Pay by email or shareable link.
- [Connections](https://docs.cleo-pay.com/api-reference/connections/overview.md): Manage the payer-payee relationships between businesses on Cleo Pay.
- [Accounting Integration](https://docs.cleo-pay.com/api-reference/integrations/accounting.md): Connect Cleo Pay to QuickBooks Online to sync vendors, bank accounts, and invoices automatically.
- [Payment & Pay-Me Links](https://docs.cleo-pay.com/api-reference/integrations/payment-links.md): Enable payment links for individual invoices and configure pay-me links for your business to accept payments from anyone.
- [API Overview](https://docs.cleo-pay.com/api-reference/overview.md): Base URLs, request and response formats, status codes, rate limiting, and pagination for the Cleo Pay API.
- [Create Payable](https://docs.cleo-pay.com/api-reference/payables/create.md): Create and submit an invoice (payable) to a connected business on Cleo Pay.
- [Manage Payables](https://docs.cleo-pay.com/api-reference/payables/manage.md): List, retrieve, update, approve, decline, and export payables for a business.
- [Payables Overview](https://docs.cleo-pay.com/api-reference/payables/overview.md): Understand what payables are, their lifecycle statuses, and how they relate to businesses and connections on Cleo Pay.
- [Initiate Payment](https://docs.cleo-pay.com/api-reference/payments/initiate.md): Pay a payable, send an ad-hoc payment, or pay multiple payables in bulk on Cleo Pay.
- [Authentication](https://docs.cleo-pay.com/authentication.md): The Cleo Pay API uses Bearer token authentication. Include a valid JWT in every request.
- [Businesses](https://docs.cleo-pay.com/concepts/businesses.md): Understand what a Business is in Cleo Pay, the two business types, how verification works, and what makes up a business profile.
- [Connections](https://docs.cleo-pay.com/concepts/connections.md): Learn how Connections work in Cleo Pay — what they are, how to establish them, and what you can configure per relationship.
- [Payables](https://docs.cleo-pay.com/concepts/payables.md): Understand what a payable is in Cleo Pay, the full invoice lifecycle, approval workflows, and the key fields on every payable.
- [Payments](https://docs.cleo-pay.com/concepts/payments.md): Understand how payments work in Cleo Pay — ACH transfers, clearing speeds, payment statuses, scheduling, bulk payments, and Quick Pay.
- [Custom fields](https://docs.cleo-pay.com/features/custom-fields.md): Add custom fields to invoice submissions to capture the data your business needs.
- [Inbound email](https://docs.cleo-pay.com/features/inbound-email.md): Forward invoices to a dedicated email address and Cleo Pay will automatically parse them.
- [Pay-me links](https://docs.cleo-pay.com/features/pay-me-links.md): Give anyone a personal payment link so they can pay you without an invoice.
- [Payment links](https://docs.cleo-pay.com/features/payment-links.md): Share a payment link so vendors can pay an invoice without logging in to Cleo Pay.
- [Tax documents](https://docs.cleo-pay.com/features/tax-documents.md): Manage W-9 forms and 1099-NEC documents for your business and vendor connections.
- [Accounting Integration](https://docs.cleo-pay.com/guides/accounting-integration.md): Connect QuickBooks Online to sync vendors, bills, and payments automatically.
- [Approval Workflows](https://docs.cleo-pay.com/guides/approval-workflows.md): Require approvals before payments are processed with configurable multi-step workflows.
- [Bank Accounts](https://docs.cleo-pay.com/guides/bank-accounts.md): Connect, verify, and manage bank accounts for sending and receiving payments.
- [Business Setup](https://docs.cleo-pay.com/guides/business-setup.md): Register and verify your business on Cleo Pay to start sending and receiving payments.
- [Receiving Payments](https://docs.cleo-pay.com/guides/receiving-payments.md): Set up your business to accept payments from customers and vendors.
- [Sending Payments](https://docs.cleo-pay.com/guides/sending-payments.md): Pay vendor invoices, schedule future payments, and initiate bulk payments.
- [Team Management](https://docs.cleo-pay.com/guides/team-management.md): Invite team members, assign roles, and manage access permissions for your business.
- [Introduction](https://docs.cleo-pay.com/introduction.md): Cleo Pay is a B2B payments platform for sending and receiving ACH payments, managing invoices, and connecting with vendors.
- [Quick Start](https://docs.cleo-pay.com/quickstart.md): Send your first ACH payment through the Cleo Pay API in five steps.

## OpenAPI Specs

- [openapi](https://docs.cleo-pay.com/api-reference/openapi.json)